Auto-Enrolment Contribution Calculations 2024/25

For 2024/25, employers and employees must follow strict auto-enrolment rules. Contributions are based on earnings between £6,480 and £52,000.
The minimum contribution is 8%. Employers pay 3%, and employees pay 5%. These rates ensure compliance and help build retirement savings.
Example:
- Salary £22,000: Total contribution = £1,241.60
- Salary £47,000: Total contribution = £3,241.60
- Salary £65,000: Total contribution = £3,641.60 (capped at £52,000 earnings).
Employers must calculate and pay on time. Employees get tax relief, which softens the blow on take-home pay.